Debt

They're incompetent

Jeffa's husband has student loan debt, and his loan servicer has lost all information pertaining to the loans. Dave tells them to keep bugging the servicer until they find someone smart enough to solve the problem.

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Bad advice from a bad friend

A friend has suggested that Jennifer and her husband not pay their credit card bills in order to get a settlement and pay less. Jennifer isn't sure about this, but Dave is - he's sure it's a bad idea.

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You don't need it

Maria wants to get a secured credit card to help improve her credit score, because she wants to buy a house soon. Dave doesn't think this is a good idea.

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Disability garnished?

Kammie asks Dave if a person's wages can be garnished if they're on disability. Dave addresses the question, and lays out a plan for handling the short-term and long-term aspects of the situation.

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